Alloy Ridge Capital finances and leases business equipment across the United States. We pay your supplier in full, and you repay on simple, predictable terms — with an approval that doesn't take weeks.
Straightforward financing built around your cash flow, so acquiring equipment never means draining your capital or waiting on a slow bank.
Decisions are based on your application and a credit review, often within hours. We usually ask for two years of business tax returns, an interim financial, and six months of current bank statements.
Your vendor is paid in full up front. You get the equipment and one predictable monthly payment — nothing else to coordinate.
Lease it, finance it, or lease-to-own. We shape the term and structure around how you actually use the equipment.
Keep your working capital and credit lines open for payroll, inventory, and growth while the equipment pays for itself over time.
Many structures may qualify for Section 179 or expense deductions. We'll walk through the numbers with your accountant.
Talk to someone who understands your business and your equipment — clear answers, no runaround, no offshore call center.
Every week a purchase sits in underwriting is a week that equipment isn't earning for you. We built Alloy Ridge to remove that week — quick decisions, clear terms, and funding that lands when you need it.
No mystery and no runaround — here's exactly how it goes.
Complete our secure online application — five easy steps that take just a few minutes, with no cost and no obligation.
We review the request, price your terms, and send a clear, written offer. You review it and e-sign — no surprises in the fine print.
We pay your supplier in full, the equipment ships, and your fixed payments begin. From there it's earning while it pays for itself.
Same equipment, a few different ways to fund it. The structure changes your monthly payment, who holds title, and how it's treated at tax time.
A lease built for keeping the equipment. Your payments cover the full cost, and at the end you own it outright for one dollar. Higher monthly payment, lowest total cost to own — ideal for equipment you plan to keep.
A true lease with the lowest monthly payment. You finance the equipment down to a residual value instead of to zero, so the payment is smaller. At the end you return it, renew, or buy it at fair market value.
An Equipment Finance Agreement is a straightforward loan against the equipment. You own it from day one, we hold a lien until it's paid off. Clean, simple, and eligible for Section 179 write-offs.
See your monthly payment and what your equipment costs per production hour.
Estimate only — not an offer of credit. The payment range reflects representative rates that vary with credit, equipment, term, and deal size; your actual terms are provided in writing after a credit review. Figures use the equipment cost you enter and representative rates. Section 179 figures are illustrative — confirm tax treatment with your accountant.
Fabrication and industrial equipment is our focus — plus most revenue-producing business equipment.
Sheet lasers, tube lasers, combo machines, and the automation that feeds them.
Press brakes, shears, robotic welders, and material handling.
Sheet laser and tube laser automation systems.
Transportation technologies such as AGVs, and other business equipment available on request.
A short, secure online application — just a few minutes from start to finish, with no cost or obligation. Your information is encrypted at every step and never sold.
Start your secure application — it takes a few minutes, with no cost and no obligation. You'll get a fast decision, and we pay your vendor directly.
Start Your ApplicationPrefer to talk first? Call (855) 54LEASE · (855) 545-3273
Tell us where to send it and your payment estimate appears right away — no obligation.